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Cost of College
You may think that tuition and room and board will be your only college costs. (Unfortunately, that’s not the case!) To figure out how much you really need to pay for college, consider this:
Direct Costs: Expenses directly associated with your college of choice.
Examples - Tuition, fees, room and board.
Indirect Costs: Expenses not directly associated with your college.
Examples – Books, supplies, computer, furnishing, transportation, fraternity/sorority/athletic fees, laundry, cell phone bills, and so on.
Financial Aid: Find out how much aid you will receive after you complete the Free Application for Federal Student Aid (FAFSA). Financial aid that you accept will offset those direct and indirect costs listed above.
Other factors to consider:
- Do you want to attend a public or private school?
- Do you want to attend school in-state (tuition typically less expensive) or out-of-state (tuition typically more expensive)?
- Do you want to live in a campus dorm or off campus?
- How often do you plan to travel (home for the holidays / to spring break / for study abroad programs)?
One Final Tip: Get to know a college freshman or sophomore and drill them with questions about their first year on campus. They may be able to give you a realistic viewpoint of their school, the true cost of campus living, and an idea if their college is the best fit for you.
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